PROTECT YOUR LOVED ONES AND PROVIDE FOR THEIR NEEDS.

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Life insurance is generally not everyone’s favorite subject. It does however provide financial security and peace of mind especially in the event of premature death. There are many Life Insurance plans available.

We provide the answers to the many questions that you may have regarding all types of Life Insurance. We understand that in order to protect your loved ones, and provide for their needs, it is an essential part of life.

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UNIVERSAL LIFE

A multiple purpose Universal Life policy is a flexible way to help protect your loved ones and build tax-deferred cash value, adding cash value along with your death benefit.

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ANNUITIES

There are also many types of Annuities available which are a stable way to grow your money without providing a death benefit. This unique investment tool provides for your safe, sound, and secure savings while offering competitive interest rates, and dependable minimum guarantees for the life of the contract.

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LONG TERM CARE

Long Term Care provides you and your family with the flexibility you want and protection you need. We have policies home health care, assisted living, or nursing home care. Our agents will help you in customizing a long term care policy that will suit your needs. Available in long term care insurance is a daily indemnity policy, which pays when the insured is certified as chronically ill from either a physical or a cognitive impairment. These policies not only provide quality care, but relax the burden a family must endure.

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DISABILITY INSURANCE

Individuals who are totally disabled due to sickness or accident can be covered up to the age of 65 with a Disability Income policy which provides monthly income benefits.

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TERM LIFE

Term life insurance is a form of protection that is paid on a monthly, quarterly, or yearly basis and you family is protected for that “term.” This type of policy has a fixed premium and a level death benefit for a 5 to 30 year span, offering a product to fit your needs, time frame, and budget.