FLOODS ARE THE LEADING CAUSE OF PROPERTY DAMAGE.

epi-flood2

Ever changing weather patterns, along with over-development, and the leveling of forests have reduced the land’s natural ability to absorb water. The results are costly, a flood risk for many… even those who don’t live near the water!

During a 30 mortgage, your home has a 26% chance of experiencing a flood compared to only a 4% chance of a fire. Between 20 and 25 percent of flood insurance claims come from a medium or low flood-risk area, and the sad truth is that the damage left behind is not insured.

Fortunately, many communities in the United States participate in the National Flood Insurance Program (NFIP). Chances are excellent that flood insurance will be available to protect your home or business, and their contents.

Your Endline/Pike Agent will have all the information you need regarding flood insurance. It’s an affordable alternative to the costs of cleanup and chaos that the next disaster is waiting to bring.

Curious to see what your flood risk is? Click here for more information.

epi-flood3

SNOW MELT

The Great Midwestern Flood of 1993 lasted over 4 months, ruined 49,000 homes, and caused at least $16 billion in property damage.

Source: The 1993 Great Midwest Flood: Voices 10 Years Later; FEMA 2003

epi-flood5

NEW DEVELOPMENT

Construction and development can change natural drainage and create new flood risks.

Source: FEMA News Release 1530-027, August 2004

epi-flood7

DAMS/LEVEES

According to the National Inventory of Dams (1994), there are over 74,000 dams in the U.S. Of those, nearly one-third pose a significant risk to life and property if they collapse. Additionally, levees and floodwalls can be overtopped by extreme flooding.

Source: National Inventory of Dams, 1994

epi-flood4

FLASH FLOOD

Flash floods are the #1 weather-related killer in the U.S. They can roll boulders, tear out trees and destroy buildings and bridges.

Source: NOAA National Weather Service, February 2006

epi-flood6

TROPICAL STORM

Inland flooding from tropical storms can be a major threat to communities hundreds of miles from the coast.

Source: FEMA Press Release 1536-027, September 2004